CREDIT TIP💎: DO NOT ❌ pay 💰 your collections on your credit report! Instead, send them a CERTIFIED LETTER asking them to validate the debt! If they don’t respond with the VALIDATION paperwork within 30 days, the debt MUST BE PERMANENTLY REMOVED off your credit report❗️This will boost/increase your credit score tremendously without you paying off the debt ‼️🙃

If you need the certified letters, I have them!🫶🏼