#800 credit Score Hack Home buying 🏠

1. Your credit score shows how likely you are to pay back your loan based on your previous credit history. ​

2. Your loan-to-value ratio compares your remaining mortgage balance to the appraised value of your home. LTV is used to determine how much you may be able to borrow.​

3. Your debt-to-income ratio is your monthly income compared to your monthly debt. It’s used to determine how much mortgage you can afford.​