IMPORTANT information to get your affairs in order. We have some of this, but not all if it. 😬. Time is NOW!
💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.
🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.
👨👩👧👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.
👩🏽⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to do so.
🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for their person.
🛍Last Will and Testament: Designates to whom personal belongings will go too.
🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is NOT done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.
📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
📂Make sure heirs knows where life insurance policies are located.
📝Make 100% sure SOMEONE knows your Apple ID, bank ID, account logins and passwords!
🚗 Make sure you have titles for all vehicles, campers, etc.!
Set up a trust for intended beneficiaries that are too young, and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain WHY your decisions were made and to avoid any lingering questions or hurt feelings.
⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!
My hope is that the above list at least helps you start an important conversation with your loved ones...
(REPOST, I DID!!)Awe so true!
Sharing to advocate for support of this amazing mission of Ray of Light Resource and Development a 501c3 organization changing lives one neighbor at a time!
"Our humanitarian service to our neighbors across the globe affected by the recent natural disaster, cyclone Freddy."
https://gofund.me/4ad54c16
So I have heard the word
On the street
That Egyptians are mad
Cos they watched a
Documentary of
Egyptians who were black…
You know
The Arab Egyptians were mad
Caucasian Egyptians were mad
They show black people
Dark skinned
Ain’t cleopatra mix
Or black?
People say she’s Greek..
Though
I believe
She’s black
She looks like me
Don’t y’all colonizers
Realize y’all live in Africa?
Egypt is in Africa…
Somehow your homies
Keep whitewashin
Our shit…y’all broke our noses
A long time ago….
But y’all got the nerve to
Tell us that we’re blackwashin
We’re blackwashin
Way before all of y’all
Came around…what the fuck are
Y’all talkin about?
Y’all know we’re the blueprint
Somehow
Y’all try to erase us much as y’all can….
Egypt is black
You know Kemet
The land is blacker
And y’all mad
Cos y’all see black people
Not yourselves in a documentary
What have happened was
Y’all didn’t exist
There were cushites
Nubians
There were anu people
They built pyramids
Kingdoms
Temples
Czars
Empresses
Of dynasties….
Then y’all came
Took over
mix racin
Everyone came
As white
As light skin Arabs
While deep waterin
Our black history
Our black culture..
Pale nations
Of Egypt
And maybe some
Sambos
Doesn’t like
A documentary
About black Egyptians
And y’all live in Africa
And there are majority of black peoples
Around…
Stay mad, forever be bitter…
💯✊🏿 ©️ Kai C. 3-22-23 So I have heard the word
On the street
That Egyptians are mad
Cos they watched a
Documentary of
Egyptians who were black…
You know
The Arab Egyptians were mad
Caucasian Egyptians were mad
They show black people
Dark skinned
Ain’t cleopatra mix
Or black?
People say she’s Greek..
Though
I believe
She’s black
She looks like me
Don’t y’all colonizers
Realize y’all live in Africa?
Egypt is in Africa…
Somehow your homies
Keep whitewashin
Our shit…y’all broke our noses
A long time ago….
But y’all got the nerve to
Tell us that we’re blackwashin
We’re blackwashin
Way before all of y’all
Came around…what the fuck are
Y’all talkin about?
Y’all know we’re the blueprint
Somehow
Y’all try to erase us much as y’all can….
Egypt is black
You know Kemet
The land is blacker
And y’all mad
Cos y’all see black people
Not yourselves in a documentary
What have happened was
Y’all didn’t exist
There were cushites
Nubians
There were anu people
They built pyramids
Kingdoms
Temples
Czars
Empresses
Of dynasties….
Then y’all came
Took over
mix racin
Everyone came
As white
As light skin Arabs
While deep waterin
Our black history
Our black culture..
Pale nations
Of Egypt
And maybe some
Sambos
Doesn’t like
A documentary
About black Egyptians
And y’all live in Africa
And there are majority of black peoples
Around…
Stay mad, forever be bitter…
💯✊🏿 ©️ Kai C. 3-22-23